Why Key Person Cover Matters
6 October 2025
What would happen to your business if a key team member suddenly couldn’t work due to illness or worse? For many small and medium-sized businesses,
What would happen to your business if a key team member suddenly couldn’t work due to illness or worse? For many small and medium-sized businesses,
When you’ve built a business with others, protecting your ownership and ensuring continuity is vital — especially if something unexpected happens to a fellow shareholder.
🏠 Buying a Property at Auction with a Mortgage: What You Need to Know Buying a property at auction can be an exciting way to
When it comes to your health, access to the best care shouldn’t be limited by geography. Aviva’s Global Treatment Cover ensures that if you or
Vitality’s core purpose is to make people healthier and to enhance and protect their lives. Their philosophy is simple: the more you look after your
Your home is likely your most valuable asset—so why settle for the cheapest insurance policy? At One Roof Financial, we believe home insurance should offer more
As we grow older, the need for compassionate, comprehensive care becomes more important than ever. With so many people living with dementia in the UK,
Life can be unpredictable — and sometimes, that means a slip, a trip, or a tumble. That’s where Fracture Cover comes in. It’s a simple,
Getting on the property ladder can feel like a daunting task—especially when saving for a deposit. But if you’re a first-time buyer in the UK,
When it comes to securing a mortgage, the process can feel overwhelming—especially with so many lenders, rates, and options available. That’s where a mortgage broker
Retirement Interest-Only Mortgages. As we approach or enter retirement, financial priorities often shift. For many, a Retirement Interest-Only (RIO) mortgage can offer a practical and
Following the success of our launch event on 11th March 2025, we’re excited to share a recap with you and encourage you to secure your
As a landlord, ensuring that you have good quality landlords insurance is vital. This blog will break down all the elements of landlord’s insurance, and
This blog focusses on a less common mortgage type that can be beneficial to some people. The product is aimed at those that have high
We are delighted to have access to Met Life’s award winning Childshield policy. Until now, a parent has had to take out cover for themselves
Over the years, we have had many clients that have resisted taking much needed protection based on misconceptions. In this blog, we tackle some of
Taking advice from a professional advisers is the key to having appropriate cover and yet so many people still decide to go it alone. This
When planning for the future, it’s essential to consider how your family would cope financially if you were no longer around. One way to provide
When taking out life insurance you will have the option of choosing between decreasing and level cover. This blog explains the main differences. Decreasing Term
We are delighted to have access to Met Life’s accidental protection policy called EverydayProtect. This policy is not suitable for everyone, so taking advice is
Navigating the world of mortgages can feel like learning a new language. But fear not! We’ve got you covered with this handy glossary to help
Moving into a new house can be stressful with so many things to do and remember. Here are some items to add to your to-do
Home insurance is essential, but having the correct cover is even more crucial. The consequences of inadequate or poor-quality cover can be severe. Here are
Are you dreaming of transforming your home into your dream abode? Whether that’s by improving the layout of your current home or purchasing a house
Have you always dreamed of building your own house? A self-build mortgage could help your dream become a reality. We understand that mortgages can be
Business owners understand how important they & their people are to their businesses but many do not realise they can protect their business from their
There are different product types to consider when taking out a mortgage. Which product we recommend will depend on your individual circumstances. This blog explains
A buy to let mortgage is when you buy a property with the intention to rent it out. You become the landlord of that property,
In this blog we provide some basic information about the shared ownership scheme. We can provide advice on the mortgage element only. We cannot advise
Introducing our mortgage capacity service. If you need to know how much you can borrow on a mortgage to support you in a court hearing
Many parents experience a decrease in earnings when their child is diagnosed with a serious illness. Sometimes one parent has to stop working altogether to
Ensuring that you have good quality home insurance in place can be difficult, as this type of cover can be confusing. This blog will break
The majority of mortgages arranged in the UK are done through a broker such as ourselves. We thought it would be useful to give our
In today’s blog we take a closer look at Relevant Life Cover. A Relevant Life Plan is a life insurance policy that is paid for
In today’s blog we take a deeper look at Business Loan Protection. Business Loan Protection can ensure a debt is repaid if an owner dies
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