First time buyer mortgage advice.

If you’re a first time buyer, the range of mortgage products available can be daunting, but don’t worry; that’s why we’re here to help.

We're here to help you.

If you’re a first time buyer, the range of mortgage products available can be daunting, but don’t worry; we’re here to help. At One Roof Financial, our friendly mortgage advisers will explain the difference between a fixed rate mortgage and a variable rate mortgage, then proceed to advise which option is right for you.

It’s always important to be aware of your credit score…

When you decide you are ready to purchase your first home, remember to think about your ‘credit score’ and how this could help or hinder you when you come to apply for your first mortgage. Every lender uses their own method of calculating your individual credit score and this can affected by taking out a pay day loan, or even by not being on the register of electors.

The Governments ‘help to buy’ scheme.

We will also advise you on the Help to Buy scheme, if we feel this could be relevant to you. Your trust in us is vital because, once we’ve helped you with your first home, we hope you come back to us when you move house too.

Helping you make the right choice for your home or property.

We think it’s important for our clients to have access to tools and resources to help them plan, even before they speak to us. So take a look at our mortgage calculators to see an estimate of what you could borrow and how much it may cost.

What now? Speak to an adviser.

If you speak to one of our advisers, they can develop a bespoke mortgage
quotation for you based on results from over 50 lenders.