If you’re a first time buyer, the range of mortgage products available can be daunting,
but don’t worry; we’re here to help.
At One Roof Financial, our friendly mortgage advisers will explain the difference between a fixed rate mortgage
and a variable rate mortgage, then proceed to advise which option is right for you.
It’s always important to be aware of your credit score…
When you decide you are ready to purchase your first home, remember to think about your ‘credit score’ and how this
could help or hinder you when you come to apply for your first mortgage.
Every lender uses their own method of calculating your individual credit score and this can affected by taking out a pay
day loan, or even by not being on the register of electors.
The Governments ‘help to buy’ scheme.
We will also advise you on the Help to Buy scheme, if we feel this could be relevant to you. Your trust in us is vital because, once we’ve helped
you with your first home, we hope you come back to us when
you move house too.
Helping you make the right choice for your home or property.
We think it’s important for our clients to have access to tools
and resources to help them plan, even before they speak to us.
So take a look at our mortgage calculators to see an estimate of what
you could borrow and how much it may cost.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Our Standard fee is £297 which is payable upfront and not refundable. Some scenarios (adverse credit, self-build, small loan sizes) incur a higher upfront fee of £497.
One Roof Financial LLP is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.
Registered Office: S04 The Atkins Building, Lower Bond Street, Hinckley, Leicestershire LE10 1QU Registered in England & Wales. Company Registration Number: 499739.
We’re a long established firm with vast knowledge & experience when it comes to mortgages & insurance. You have just found your new adviser!