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Mortgage Advice

At some stage most of us will need a mortgage in order to buy a home. Having the most appropriate mortgage is therefore an important part of the house buying process.
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Your home may be repossessed if you do not keep up repayments on your mortgage.

Taking specialist advice from an adviser will ensure that you end up with a mortgage that meets your needs and budget.

We start our process with an initial consultation
which is offered at our expense, to explain the terms of our service and to discuss your requirements.

This will ensure that we are able to help you and allow you to ask any questions.

If you choose to appoint us, here's what our service will include:

  • A full review of your needs and objectives.
  • An appraisal of your existing mortgage if you have one.
  • An overview of the options that are available.
  • Helping to appoint a reputable legal adviser to act on your behalf.
  • Completion of the application form.
  • A diarised review at the appropriate time to review your mortgage.
  • An explanation of the various types of mortgages and how they work.
  • Product research from across the market to establish the most appropriate solution.
  • We work from a comprehensive panel which is representative of the whole of the market from which we can provide you with a recommendation.
  • A written report of the recommendation for your records.
  • Monitoring and updates (SMS, email or phone) whilst your application is being processed, including liasing with all associated parties.

The types of mortgages we can help you with:

First time buyer mortgages.

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Home mover mortgages.

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Remortgages.

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Credit impaired and non standard mortgages.

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Holiday homes and second homes.

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Buy to let mortgages.

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Self build mortgages.

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Retirement interest only.

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Did you know that in some instances you may only need a 5% deposit to get your mortgage?

Helping you make the right choice for your home or property.

We think it’s important for our clients to have access to tools and resources to help them plan, even before they speak to us. So take a look at our mortgage calculators to see an estimate of what you could borrow and how much it may cost.
View our mortgage calculators

What now? Speak to an adviser.

If you speak to one of our advisers, they can develop a bespoke mortgage quotation for you based on results from over 50 lenders.
Schedule an appointment

Your home may be repossessed if you do not keep up repayments on your mortgage.

Tune into our podcast.

Why not tune in and listen, to learn about what’s happening in the world of mortgage & insurance.

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Read our blog.

If you’re a fan of reading instead,
you can read any of our blog posts as and when you please, we upload regularly.

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Complaints procedure.

We hope you will be thrilled with our service, but we understand things can go wrong from time to time. For information on how to make a complaint, please click the button below.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Our Standard fee is £297 which is payable upfront and not refundable. Some scenarios (adverse credit, self-build, small loan sizes) incur a higher upfront fee of £497.

One Roof Financial LLP is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.

Registered Office: 20 Munnings Drive, Hinckley, Leicestershire, LE10 0LG

Registered in England & Wales. Company Registration Number: OC340536

We’re a long established firm with vast knowledge & experience when it comes to mortgages & insurance. You have just found your new adviser!

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Client testimonials

See what our clients have to say about us! Use the arrows to navigate through our testimonials.

Mr M, Shepshed

All in all a wonderful experience. You are friendly, helpful and provided a top notch service! I couldn’t have asked for more.

Mr S, Loughborough

“Always feel valued and listened too and made to feel part of the decision process.”

Mr K, Hinckley

What were you most impressed with? – “The personal touch”

Mrs B, Burbage

What were you most impressed with? – “Just delivered everything we needed and explained everything thoroughly”

Mr K, Hinckley

What were you most impressed with? – “Listened and helped with what we needed, not pushy”

Mrs L, Hinckley

“From start to finish Caroline made us feel confident in the products that we purchased, ensuring that they were correct for our needs”

Mr G, Oxfordshire

“Amazing as always, thank you!”

Mrs O, Hampshire

“My advisor Caroline was very informative, she was able to answer my questions and happy to discuss any queries”

Mrs O, Gosport

What were you most impressed with? – “Caroline’s professionalism, thoroughness and attention to detail, particularly when explaining the intricacies of Critical Care Cover.”

Mr G, Oxford

What were you most impressed with? – “professionalism”

Miss G, Nuneaton

“Carys was very helpful throughout the whole mortgage process. She was very quick to answer our call and address any concerns we may have had. She kept us informed throughout the whole process and made us feel valued. Very professional 10/10”

Mrs M, Hinckley

Caroline did everything for us, she was very thorough. It meant we could focus on our house move, rather than insurance and mortgage stuff.

Mr R, Nuneaton

Caroline and Carys from One Roof Financial are simply fantastic.