Buildings & contents insurance advice.

You’ve bought your new home, make sure you protect it with building and contents insurance.

About Buildings & Contents

If you have a mortgage, buildings insurance is compulsory. One Roof Financial works with a panel of high quality insurers to ensure you get the best cover that you possibly can.

What the difference between buildings & contents?

Buildings insurance usually covers the main structure of your home as well as any outbuildings and boundary walls, plus any built-in fixtures which are deemed permanent (kitchen units and surfaces, sinks, showers and baths). Contents insurance covers everything of value within your home, and it’s a good idea to list any high-value items on your policy too.

Important things to consider before choosing your broker.

Why not speak to a few financial advisers to see how they shape up? We have put together a checklist to help you with your decision…

What now? Speak to an adviser.

If you speak to one of our advisers, they can develop a bespoke mortgage
quotation for you based on results from over 50 lenders.

Our protection adviser checklist.

Why not speak to a few financial advisers to see how they shape up? We have put together a checklist to help you with your decision…

Competitor

Are they whole of market (independent) ?

Do they offer an initial consultation without charge?

Do they offer full advice and recommendation service?

Do they have a detailed and documented advice process?

Do they have a client charter and set of service standards?

Are all fees fair and transparent and agreed before proceeding?

Are they able to accommodate your preferred meeting times?

Do they have professional and private offices for meetings?

Are they able to demonstrate a consistent pattern of satisfied clients?