Relevant Life Cover: A Smart Way to Protect Your Team
When it comes to looking after your people, Relevant Life Cover is one of the most tax-efficient and meaningful ways a business can offer protection. What Is Relevant Life Cover? A Relevant Life Plan is a life insurance policy taken out by a business to cover an employee or director. If the insured person passes […]
Business Loan Protection.
Safeguarding Your Business from the Unexpected When your business takes on debt — whether it’s a commercial mortgage, loan, overdraft, or credit card — you’re investing in growth. But what happens if a key person, like a business owner or director, dies or becomes critically ill? Without a safety net, your business could face serious financial […]
Why Key Person Cover Matters
What would happen to your business if a key team member suddenly couldn’t work due to illness or worse? For many small and medium-sized businesses, the loss of a key person can be financially devastating. That’s where Key Person Cover comes in — a vital form of business protection that ensures your company can weather […]
Safeguard Your Business with Shareholder Protection
When you’ve built a business with others, protecting your ownership and ensuring continuity is vital — especially if something unexpected happens to a fellow shareholder. Shareholder Protection is a specialist form of insurance that helps business owners retain control of their company if another shareholder dies or suffers a critical illness. Without it, surviving owners […]
Buying a Property at Auction with a Mortgage
🏠 Buying a Property at Auction with a Mortgage: What You Need to Know Buying a property at auction can be an exciting way to secure a home or investment at a potentially lower price. But if you’re planning to use a mortgage to fund the purchase, there are some important considerations to keep in […]
Global Treatment Cover: Your Passport to World-Class Healthcare
When it comes to your health, access to the best care shouldn’t be limited by geography. Aviva’s Global Treatment Cover ensures that if you or your child face a serious medical condition, you can receive world-class treatment — wherever it’s available. What Is Global Treatment Cover? Global Treatment Cover is an optional add-on from Aviva. […]
VitalityLife In-Focus: Optimiser
Vitality’s core purpose is to make people healthier and to enhance and protect their lives. Their philosophy is simple: the more you look after your health, the more likely you are to stay healthy. What is the Vitality Optimiser Programme? Vitality encourages healthy living and rewards you through their Optimiser Programme. By actively engaging in […]
The Importance of High-Quality Home Insurance
Your home is likely your most valuable asset—so why settle for the cheapest insurance policy? At One Roof Financial, we believe home insurance should offer more than just a tick in the box. It should provide real peace of mind, comprehensive protection, and confidence that if the unexpected happens, you’re covered. Why Quality Matters When it […]
Planning for Peace of Mind: Understanding Dementia and FrailCare Cover
As we grow older, the need for compassionate, comprehensive care becomes more important than ever. With so many people living with dementia in the UK, the need to plan ahead for the unexpected is growing. At One Roof Financial, we believe that everyone deserves to age with dignity, security, and peace of mind. That’s why […]
🦴 What Is Fracture Cover and Do You Really Need It?
Life can be unpredictable — and sometimes, that means a slip, a trip, or a tumble. That’s where Fracture Cover comes in. It’s a simple, affordable way to add an extra layer of protection to your existing insurance policy. ✅ What Is Fracture Cover? Fracture Cover is an optional add-on to policies like Income Protection, […]