Business Protection In Focus: Shareholder Protection 

Blog written: 10/10/2024  In today’s blog we take a deeper look at Shareholder Protection. Shareholder Protection helps an owner retain control of their business if another owner dies or becomes critically ill.  Shareholder Protection is particularly important where the business owners are not married. This is because, for an unrelated business partner, their shares will […]

Aviva in focus: Global Treatment Cover 

Blog written on 02/10/2024   In this blog we take a closer look at Aviva’s optional add-on benefit called ‘Global treatment cover’.  Global treatment cover gives the person covered or their child (up to age 18 or 21 if in full time education), the option to be treated at the best hospitals in the world, by […]

VitalityLife in-focus: Optimiser  

Blog written 28/08/2024  Vitality core purpose is to make people healthier, and to enhance and protect their lives. Their view is, the more you look after your health, the more likely you are to stay healthy.   Vitality give you the option to not only be encouraged to stay healthy, but also be rewarded through their […]

The Importance of High Quality Home Insurance:  

Blog written: 15/08/2024   The importance of high quality home insurance means that more ‘insurable events’ are covered.   Buildings insurance is mandatory when you are a homeowner with a mortgage. Contents insurance is optional, but essential in our opinion.   In the UK, everyone who owns a car that drives on the road has to have car […]

VitalityLife In-Focus: Dementia and FrailCare Cover 

Blog written: 06/08/2024  Research shows there are more than 944,000 people in the UK who have dementia. 1 in 11 people over the age of 65 have dementia in the UK. Source: https://www.nhs.uk/conditions/dementia/about-dementia/what-is-dementia/  For those that need care in later life, costs can be expensive and uncertain.  To help with this growing issue, one of […]

Fracture Cover 

Fracture Cover is an optional extra that can be added to some protection policies such as; Income Protection, Life Cover and Critical Illness Cover. A select number of our providers offer this add-on benefit, so if required by our client, it would limit the providers we can recommend. Suffering a bone fracture could lead to […]

Low Deposit Mortgages 

Blog written: 17/07/2024  There are some exciting mortgage products available today that could help you get onto the property ladder. This blog summarises 2 of the products available, who is eligible for them and some key facts on criteria.  Low Deposit Mortgages. The £5,000 deposit mortgage  This is an individual lender exclusive allowing you to put […]

The Benefits of Using a Mortgage Adviser.

Blog written: 11/07/2024   Benefits of using a mortgage adviser. The mortgage market can be confusing, so getting advice from a qualified professional like us, can help you ensure you end up with the most suitable mortgage. But there are other benefits to using an adviser. This blog explains some of them:   Benefits of Using a […]

Introducing Retirement Interest Only Mortgages

Date written: 10/07/2024  Retirement interest only mortgage products could be a useful way to borrow in later life.   Retirement interest only mortgage is a mortgage product that has been designed for those approaching or in retirement that have a sufficient pension income to support a mortgage payment for the rest of their lives.  With a […]

Group Life Insurance

Blog written: 20/03/2024  What is Group Life Insurance?  It provides a business’s valued employees with a ‘death in service’ benefit. If an employee in the scheme dies, a lump sum will be paid to their beneficiaries.  Why should a business consider Group Life Insurance?  What does the business need to do?  The business decides the […]

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