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Category: Blog

Business Protection In Focus: Shareholder Protection 

Blog written: 10/10/2024  In today’s blog we take a deeper look at Shareholder Protection. Shareholder Protection helps an owner retain control of their business if another owner dies or becomes critically ill.  Shareholder Protection is particularly important where the business owners are not married. This is because, for an unrelated business partner, their shares will […]

Aviva in focus: Global Treatment Cover 

Blog written on 02/10/2024   In this blog we take a closer look at Aviva’s optional add-on benefit called ‘Global treatment cover’.  Global treatment cover gives the person covered or their child (up to age 18 or 21 if in full time education), the option to be treated at the best hospitals in the world, by […]

VitalityLife in-focus: Optimiser  

Blog written 28/08/2024  Vitality core purpose is to make people healthier, and to enhance and protect their lives. Their view is, the more you look after your health, the more likely you are to stay healthy.   Vitality give you the option to not only be encouraged to stay healthy, but also be rewarded through their […]

The Importance of High Quality Home Insurance:  

Blog written: 15/08/2024   The importance of high quality home insurance means that more ‘insurable events’ are covered.   Buildings insurance is mandatory when you are a homeowner with a mortgage. Contents insurance is optional, but essential in our opinion.   In the UK, everyone who owns a car that drives on the road has to have car […]

VitalityLife In-Focus: Dementia and FrailCare Cover 

Blog written: 06/08/2024  Research shows there are more than 944,000 people in the UK who have dementia. 1 in 11 people over the age of 65 have dementia in the UK. Source: https://www.nhs.uk/conditions/dementia/about-dementia/what-is-dementia/  For those that need care in later life, costs can be expensive and uncertain.  To help with this growing issue, one of […]

Fracture Cover 

Fracture Cover is an optional extra that can be added to some protection policies such as; Income Protection, Life Cover and Critical Illness Cover. A select number of our providers offer this add-on benefit, so if required by our client, it would limit the providers we can recommend. Suffering a bone fracture could lead to […]

Low Deposit Mortgages 

Blog written: 17/07/2024  There are some exciting mortgage products available today that could help you get onto the property ladder. This blog summarises 2 of the products available, who is eligible for them and some key facts on criteria.  Low Deposit Mortgages. The £5,000 deposit mortgage  This is an individual lender exclusive allowing you to put […]

The Benefits of Using a Mortgage Adviser.

Blog written: 11/07/2024   Benefits of using a mortgage adviser. The mortgage market can be confusing, so getting advice from a qualified professional like us, can help you ensure you end up with the most suitable mortgage. But there are other benefits to using an adviser. This blog explains some of them:   Benefits of Using a […]

Introducing Retirement Interest Only Mortgages

Date written: 10/07/2024  Retirement interest only mortgage products could be a useful way to borrow in later life.   Retirement interest only mortgage is a mortgage product that has been designed for those approaching or in retirement that have a sufficient pension income to support a mortgage payment for the rest of their lives.  With a […]

Group Life Insurance

Blog written: 20/03/2024  What is Group Life Insurance?  It provides a business’s valued employees with a ‘death in service’ benefit. If an employee in the scheme dies, a lump sum will be paid to their beneficiaries.  Why should a business consider Group Life Insurance?  What does the business need to do?  The business decides the […]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Our Standard fee is £297 which is payable upfront and not refundable. Some scenarios (adverse credit, self-build, small loan sizes) incur a higher upfront fee of £497.

One Roof Financial LLP is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.

Registered Office: 20 Munnings Drive, Hinckley, Leicestershire, LE10 0LG

Registered in England & Wales. Company Registration Number: OC340536

We’re a long established firm with vast knowledge & experience when it comes to mortgages & insurance. You have just found your new adviser!

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Client testimonials

See what our clients have to say about us! Use the arrows to navigate through our testimonials.

Matt K, Hinckley

Service and advice is always top notch!

S Green, Leicestershire

Caroline is great and explained the whole process really clearly. It was great having her there to sort things for me as my application wasn’t completely mainstream due to my senior years and I’m so happy and thankful to be in my own place again. Thank you so much :)

C Kirton, Warwickshire

Caroline has been clear, considerate, and extremely helpful every step of the way. Her expertise and professionalism have been second to none and have made my partner and I feel very comfortable from day 1.

Miss Dilkes, Leicester

The overall process was very easy. Caroline explained everything to us and went through every detail regarding getting a mortgage etc. highly recommend.

SG, Leicester

Caroline is extremely efficient and knowledgeable and I feel completely confident that I’ve got the right product for my circumstances. Caroline has been great throughout the whole process so far.

SJ, Leicestershire

Caroline is very friendly and professional, very efficient too. She offered great advice and explained everything clearly.

HG, Warwickshire

Absolutely amazing! I first signed up to one roof about 18 months ago after struggling to find a mortgage with high street lenders. The amount of support and guidance I was given was second to none. Thank you so much Caroline!

TA, Leicestershire

We have been really happy with the help, advise and support we have received from Caroline of One Roof Financial, she is very knowledgeable and kept us informed all the way through our mortgage process. We would definitely recommend to friends and family.

RO, Hampshire

Fantastic service with clear guidance and communication throughout our remortgage process, specifically when the mortgage rates dropped twice within 2 months, One Roof Financial contacted us promptly with a new product reflecting the new price, which saved us money! I would definitely recommend One Roof Financial to friends and family.

SH, Broughton Astley

I’ve been using Caroline since I bought my first house in 2014 and honestly wouldn’t go anywhere else. Apart from being just a lovely person through and through, she’s very knowledgeable and helpful in all aspects of the process. Mortgages or insurances. I’m always kept up to date and even reminded about things I forget!

AE, Gloucestershire

Caroline is so lovely and patient. She explains everything in detail, as many times as you need, and is very organised. I would definitely recommend.

Mr G, Burbage

Excellent service. Caroline is friendly, approachable and explains everything in simple terms. She is also obviously extremely knowledgeable and considers all the angles. I never felt any pressure to take any particular decision or buy any particular product. I have been a customer for years and will continue to be for many more!

Mr & Mrs E

Good communication throughout and timely responses. Always a great service! Thanks Caroline!

Mr I, Stoney Stanton

“Any actions we needed from them were dealt with promptly and diligently – which was refreshing, as not all the other moving parts in buying a house always run so smoothly. One Roof got all their bits spot on though – thoroughly recommend”

Mr S

“Product knowledge was second to none. We also had some questions/concerns regarding implications of being self employment etc the Caroline was unstably able to help with. Also very impressed with the speed of everything.”

Mr M, Shepshed

All in all a wonderful experience. You are friendly, helpful and provided a top notch service! I couldn’t have asked for more.

Mr S, Loughborough

“Always feel valued and listened too and made to feel part of the decision process.”

Mr K, Hinckley

What were you most impressed with? – “The personal touch”

Mrs B, Burbage

What were you most impressed with? – “Just delivered everything we needed and explained everything thoroughly”

Mr K, Hinckley

What were you most impressed with? – “Listened and helped with what we needed, not pushy”

Mrs L, Hinckley

“From start to finish Caroline made us feel confident in the products that we purchased, ensuring that they were correct for our needs”

Mr G, Oxfordshire

“Amazing as always, thank you!”

Mrs O, Hampshire

“My advisor Caroline was very informative, she was able to answer my questions and happy to discuss any queries”

Mrs O, Gosport

What were you most impressed with? – “Caroline’s professionalism, thoroughness and attention to detail, particularly when explaining the intricacies of Critical Care Cover.”

Mr G, Oxford

What were you most impressed with? – “professionalism”

Mrs M, Hinckley

Caroline did everything for us, she was very thorough. It meant we could focus on our house move, rather than insurance and mortgage stuff.