VitalityLife In-Focus: Optimiser
Vitality’s core purpose is to make people healthier and to enhance and protect their lives. Their philosophy is simple: the more you look after your health, the more likely you are to stay healthy. What is the Vitality Optimiser Programme? Vitality encourages healthy living and rewards you through their Optimiser Programme. By actively engaging in […]
The Importance of High-Quality Home Insurance
Your home is likely your most valuable asset—so why settle for the cheapest insurance policy? At One Roof Financial, we believe home insurance should offer more than just a tick in the box. It should provide real peace of mind, comprehensive protection, and confidence that if the unexpected happens, you’re covered. Why Quality Matters When it […]
Planning for Peace of Mind: Understanding Dementia and FrailCare Cover
As we grow older, the need for compassionate, comprehensive care becomes more important than ever. With so many people living with dementia in the UK, the need to plan ahead for the unexpected is growing. At One Roof Financial, we believe that everyone deserves to age with dignity, security, and peace of mind. That’s why […]
🦴 What Is Fracture Cover and Do You Really Need It?
Life can be unpredictable — and sometimes, that means a slip, a trip, or a tumble. That’s where Fracture Cover comes in. It’s a simple, affordable way to add an extra layer of protection to your existing insurance policy. ✅ What Is Fracture Cover? Fracture Cover is an optional add-on to policies like Income Protection, […]
Low Deposit Mortgages: A 2025 Guide for First-Time Buyers
Getting on the property ladder can feel like a daunting task—especially when saving for a deposit. But if you’re a first-time buyer in the UK, there’s good news: low deposit mortgages are still very much an option in 2025, with new products and schemes designed to help you take that first step. What Is a […]
The Benefits of Using a Mortgage Broker
When it comes to securing a mortgage, the process can feel overwhelming—especially with so many lenders, rates, and options available. That’s where a mortgage broker can make all the difference. Here are the key benefits of using a mortgage broker to guide you through the journey: 1. Expert Guidance Every Step of the Way Mortgage […]
Retirement Interest-Only Mortgages: A Flexible Option for Later Life Lending
Retirement Interest-Only Mortgages. As we approach or enter retirement, financial priorities often shift. For many, a Retirement Interest-Only (RIO) mortgage can offer a practical and flexible way to access funds while retaining ownership of their home. What Is a Retirement Interest-Only Mortgage? A RIO mortgage is designed specifically for individuals in or nearing retirement who […]
Recap of Our Successful Launch Event – And Why You Should Join Us Next Time!
Following the success of our launch event on 11th March 2025, we’re excited to share a recap with you and encourage you to secure your spot at our next gathering. A Night of Networking and Great Food Back in March, we welcomed 21 guests at Everest Dine, Hinckley—a fantastic venue that set the stage for […]
Landlord’s Insurance
As a landlord, ensuring that you have good quality landlords insurance is vital. This blog will break down all the elements of landlord’s insurance, and the add-ons available. Buildings Cover: This covers the cost of repairing damage to the structure of the property. The minimum amount you should insure is the full reinstatement value of […]
Offset Mortgages In Focus
This blog focusses on a less common mortgage type that can be beneficial to some people. The product is aimed at those that have high savings levels and the ability to save regularly from surplus income. A savings account called an Offset Saver Account is set up alongside your mortgage. The money held in the […]