Later Life Cover Explained
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Blog written 29/11/2023 Life cover isn’t just for younger people to protect their mortgage and/or dependent children. Life cover may also be needed in later in life to provide extra protection when you die. This can help towards funeral costs, inheritance tax or to leave a legacy to your loved ones to support them financially. […]
Understanding Mortgage Terminology
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Blog written 13/11/2023 Here’s a glossary of some of the most common phrases you will hear when taking out a new mortgage. Understanding Mortgage Terminology, Loan to Value (LTV) This is the percentage of your mortgage loan when compared to the purchase price or value of the property that you are borrowing against. For example, […]
5 things you need to know about home insurance
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Blog written 25/10/2023 Home insurance is important, but making sure you have the correct cover is even more vital. The consequences of not having the correct, high-quality cover can be detrimental. Below are the top 5 things you need to know about home insurance. 5 things you need to know about home insurance The cheapest […]
Things to Remember When Moving into a New House.
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Blog written: 12/10/2023 Things to Remember When Moving into a New House. Moving into a new house can be stressful with so many things to do & remember. Here are some items to add to your to-do list that you may not have thought of. Things to Remember When Moving into a New House. Start […]
Financing Home Improvements
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Blog written 14/09/2023 Financing home improvements. Do you dream of extending or improving the layout of your current home or have found a house you would like to buy with huge potential to improve? We can help you to understand the different mortgage options to finance your project and advise you on which option will […]
Self-Build Mortgages: Build your dream home.
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Blog written 30/08/2023 Build your dream home. Have you always dreamed of building your own home? A self-build mortgage could help your dream become a reality. We understand that mortgages can be confusing especially with the added complexity of building a house and complying with different regulations & agencies. We can help you to understand […]
Is your Business Protected? Business Protection Blog
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Date blog written: 24/08/2023 Business owners understand how important they & their people are to their businesses but many do not realise they can protect their business from their death, critical illness or being off work sick. In this blog we will summarise the main business protection products and how you will know if you […]
Shared Ownership Mortgages: How they work and who they are for?
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Blog written 24/08/2023 In this blog we provide some basic information about the shared ownership scheme. We can provide advice on the mortgage element only. We cannot advise on the suitability of the scheme. Shared ownership mortgages: What is Shared Ownership? Shared Ownership is a housing scheme which allows you to purchase a share of […]
Mortgage Product Types: What they are and how they work.
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Blog written 01/08/2023 There are different mortgage products types to consider when taking out a mortgage. Which product we recommend would be dependent on your individual circumstances. This blog explains each product type in detail. Mortgage Product Types: Fixed Rate of Interest (Provides certainty): This product has a fixed interest rate for a pre-set period […]
Buy to Let Mortgages: How they work and the additional costs.
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Blog written 05/07/2023 Buy to Let Mortgages is when you buy a property with the intention to rent it out. You become the landlord of that property, and the people living in it become your tenants. You can rent out the property either privately, or through a letting agent who you pay fees to for […]