What is Family Income Benefit?
When planning for the future, it’s essential to consider how your family would cope financially if you were no longer around. One way to provide financial security is by taking out family income benefit which is a type of life insurance policy. This type of policy ensures that your loved ones receive a steady income […]
What is the difference between decreasing and level life insurance?
When taking out life insurance you will have the option of choosing between decreasing and level cover. This blog explains the main differences. Decreasing Term Insurance The sum insured reduces over time. This is commonly used to protect a repayment mortgage. With a repayment mortgage, the mortgage loan reduces with each payment made. With decreasing […]
Met Life Accident Cover
We are delighted to have access to Met Life’s accidental protection policy called EverydayProtect. This policy is not suitable for everyone, so taking advice is key. This blog explains some of the key features of the Met Life EverydayProtect policy: Benefits for Broken Bones *Not all bones are covered. Benefits for UK Hospital Stays Benefits […]
Understanding Mortgage Terminology
Navigating the world of mortgages can feel like learning a new language. But fear not! We’ve got you covered with this handy glossary to help you understand the key terms. Loan to Value (LTV) Loan to Value, often abbreviated as LTV, is a measure of the amount you need to borrow compared to the value […]
Things to Remember When Moving House
Moving into a new house can be stressful with so many things to do and remember. Here are some items to add to your to-do list that you may not have thought of: Start Packing Early Start packing away items that you don’t need every day as early as possible. This means fewer things to […]
5 things you need to know about home insurance:
Home insurance is essential, but having the correct cover is even more crucial. The consequences of inadequate or poor-quality cover can be severe. Here are the top 5 things you need to know about home insurance: 1. The cheapest policy is NOT always the best. Home insurance is not the area to cut corners. Comparison […]
Unlock Your Dream Home: How to Finance Home Improvements
Are you dreaming of transforming your home into your dream abode? Whether that’s by improving the layout of your current home or purchasing a house with huge potential to improve, we can help you to understand the different mortgage options to finance your project and advise you on which option will suit you best. Dream […]
Self-Build Mortgages
Have you always dreamed of building your own house? A self-build mortgage could help your dream become a reality. We understand that mortgages can be confusing especially with the added complexity of building a house and complying with different regulations & agencies. We can help you to understand your options and how this type of […]
Business Protection
Business owners understand how important they & their people are to their businesses but many do not realise they can protect their business from their death, critical illness or being off work sick. In this blog we will summarise the 5 main business protection products and how you will know if you need it. Shareholder […]
Mortgage Product Types
There are different product types to consider when taking out a mortgage. Which product we recommend will depend on your individual circumstances. This blog explains each product type in detail. Fixed Rate of Interest (Provides certainty): This product has a fixed interest rate for a pre-set period of time. You can fix the interest rate […]
