Business Protection In Focus: Relevant Life Cover
In today’s blog we take a closer look at Relevant Life Cover. A Relevant Life Plan is a life insurance policy that is paid for by a business to cover Directors or employees. If the insured person dies, their chosen beneficiaries receive the life insurance money. The business cannot benefit from the life insurance. This […]
Business Protection In Focus: Business Loan Protection
In today’s blog we take a deeper look at Business Loan Protection. Business Loan Protection can ensure a debt is repaid if an owner dies or becomes critically ill. Business Loan Protection is particularly important to small businesses where their profits rely on the owner(s). Or where the owners have given personal guarantees for the […]
Business Protection In Focus: Key Person Cover
Blog written: 15/10/2024 In today’s blog we take a deeper look at Key Person Cover. Key Person Cover provides financial stability for the business if a key person within the company dies or becomes critically ill. Key Person Cover is particularly important to small businesses where their profits rely on a small number of staff […]
Business Protection In Focus: Shareholder Protection
Blog written: 10/10/2024 In today’s blog we take a deeper look at Shareholder Protection. Shareholder Protection helps an owner retain control of their business if another owner dies or becomes critically ill. Shareholder Protection is particularly important where the business owners are not married. This is because, for an unrelated business partner, their shares will […]
Aviva in focus: Global Treatment Cover
Blog written on 02/10/2024 In this blog we take a closer look at Aviva’s optional add-on benefit called ‘Global treatment cover’. Global treatment cover gives the person covered or their child (up to age 18 or 21 if in full time education), the option to be treated at the best hospitals in the world, by […]
VitalityLife in-focus: Optimiser
Blog written 28/08/2024 Vitality core purpose is to make people healthier, and to enhance and protect their lives. Their view is, the more you look after your health, the more likely you are to stay healthy. Vitality give you the option to not only be encouraged to stay healthy, but also be rewarded through their […]
The Importance of High Quality Home Insurance:
Blog written: 15/08/2024 The importance of high quality home insurance means that more ‘insurable events’ are covered. Buildings insurance is mandatory when you are a homeowner with a mortgage. Contents insurance is optional, but essential in our opinion. In the UK, everyone who owns a car that drives on the road has to have car […]
VitalityLife In-Focus: Dementia and FrailCare Cover
Blog written: 06/08/2024 Research shows there are more than 944,000 people in the UK who have dementia. 1 in 11 people over the age of 65 have dementia in the UK. Source: https://www.nhs.uk/conditions/dementia/about-dementia/what-is-dementia/ For those that need care in later life, costs can be expensive and uncertain. To help with this growing issue, one of […]
Fracture Cover
Fracture Cover is an optional extra that can be added to some protection policies such as; Income Protection, Life Cover and Critical Illness Cover. A select number of our providers offer this add-on benefit, so if required by our client, it would limit the providers we can recommend. Suffering a bone fracture could lead to […]
Low Deposit Mortgages
Blog written: 17/07/2024 There are some exciting mortgage products available today that could help you get onto the property ladder. This blog summarises 2 of the products available, who is eligible for them and some key facts on criteria. Low Deposit Mortgages. The £5,000 deposit mortgage This is an individual lender exclusive allowing you to put […]
