The Importance of High Quality Home Insurance:
Blog written: 15/08/2024 The importance of high quality home insurance means that more ‘insurable events’ are covered. Buildings insurance is mandatory when you are a homeowner with a mortgage. Contents insurance is optional, but essential in our opinion. In the UK, everyone who owns a car that drives on the road has to have car […]
VitalityLife In-Focus: Dementia and FrailCare Cover
Blog written: 06/08/2024 Research shows there are more than 944,000 people in the UK who have dementia. 1 in 11 people over the age of 65 have dementia in the UK. Source: https://www.nhs.uk/conditions/dementia/about-dementia/what-is-dementia/ For those that need care in later life, costs can be expensive and uncertain. To help with this growing issue, one of […]
Fracture Cover
Fracture Cover is an optional extra that can be added to some protection policies such as; Income Protection, Life Cover and Critical Illness Cover. A select number of our providers offer this add-on benefit, so if required by our client, it would limit the providers we can recommend. Suffering a bone fracture could lead to […]
Low Deposit Mortgages
Blog written: 17/07/2024 There are some exciting mortgage products available today that could help you get onto the property ladder. This blog summarises 2 of the products available, who is eligible for them and some key facts on criteria. Low Deposit Mortgages. The £5,000 deposit mortgage This is an individual lender exclusive allowing you to put […]
The Benefits of Using a Mortgage Adviser.
Blog written: 11/07/2024 Benefits of using a mortgage adviser. The mortgage market can be confusing, so getting advice from a qualified professional like us, can help you ensure you end up with the most suitable mortgage. But there are other benefits to using an adviser. This blog explains some of them: Benefits of Using a […]
Introducing Retirement Interest Only Mortgages
Date written: 10/07/2024 Retirement interest only mortgage products could be a useful way to borrow in later life. Retirement interest only mortgage is a mortgage product that has been designed for those approaching or in retirement that have a sufficient pension income to support a mortgage payment for the rest of their lives. With a […]
Group Life Insurance
Blog written: 20/03/2024 What is Group Life Insurance? It provides a business’s valued employees with a ‘death in service’ benefit. If an employee in the scheme dies, a lump sum will be paid to their beneficiaries. Why should a business consider Group Life Insurance? What does the business need to do? The business decides the […]
Charity donations made in lieu of sending Christmas cards
Blog Written: 01/02/2024 In January 2024, we asked our clients to vote for their favourite charities so we could donate our 2023 Christmas Card budget. We received 7 votes for worthy causes, and felt it was only fair that we split the money between all 7 charities. We decided to donate £45 to each charity, […]
Met Life Accident Cover
Blog written 04/01/2024 We are delighted to have access to Met Life’s accidental protection policy called EverydayProtect. This policy is not suitable for everyone, but it may suit someone that cannot secure other types of protection that we can advise on. This blog explains some of the key benefits of the Met Life EverydayProtect policy. […]
2023 Round Up
Blog written: 18/12/2023 As 2023 draws to a close, we thought it was appropriate that the last blog of the year was about us. We have worked tirelessly this year to make sure that our client’s complete their mortgage transactions on the very best interest rate. In some cases, this has meant we have changed […]
