Blog written: 11/07/2024
Benefits of using a mortgage adviser. The mortgage market can be confusing, so getting advice from a qualified professional like us, can help you ensure you end up with the most suitable mortgage. But there are other benefits to using an adviser. This blog explains some of them:
Benefits of Using a Mortgage Adviser. Access to a wide range of mortgage lenders and products:
Having access to a wide range of mortgage products allows us to find the best deal and lender for your individual needs and circumstances. We also have access to exclusive products that are only available via selected advisers.
Benefits of Using a Mortgage Adviser. Finding the best product for you:
We get to know our clients and their unique situation to ensure we find the most suitable product. Our mortgage research includes finding the most cost-effective deal, and ensuring that you meet the lender’s lending and affordability criteria. This gives you the highest chance of your application being accepted. This not only saves time but also your credit score! Each time you apply for a mortgage in principle and/or make a full application for credit, this shows on your credit report and may affect your credit score.
Knowledge of the market:
Having a deep understanding of the market allows us to provide you with up-to-date information about the mortgage market, including the latest mortgage product innovations.
Expert guidance and advice:
Our knowledge and expertise allows us to provide you with guidance throughout the entire mortgage process and beyond. Once on board with us, if you remain an active client, we welcome you to contact us at any point in the future for further advice. Whether this is to discuss a potential house move, or if you require additional borrowing, we’re here to help you.
Saving you time and effort:
Figuring out which mortgage lender & product is right for you can not only be confusing, but also very time-consuming. Your adviser will complete the mortgage research and comparisons on your behalf, and submit the mortgage application for you. We provide regular progress reports and ensure you get the formal mortgage offer from the lender in a timely manner. We do not stop there – we also keep in touch with the solicitor to ensure your mortgage completes on time (if remortgaging), or as quickly as possible (if moving house).
Protecting yourself and your mortgage:
It is important to protect your home and mortgage but also yourself in the event of unforeseen circumstances. We conduct a personalised protection review to help you understand all areas of risk you face as a mortgage holder. We research and advise on the best insurance products tailored to you, and submit the necessary applications with you to ensure accuracy.
For more information about our service or to book an advice consultation, please contact us on 01455 63 61 63. https://onerooffinancial.co.uk/contact/
Your home may be repossessed if you do not keep up payments on your mortgage.
The information contained within this blog was correct at the time of publication (11/07/2024), and is subject to change.
