Vitality’s core purpose is to make people healthier and to enhance and protect their lives. Their philosophy is simple: the more you look after your health, the more likely you are to stay healthy.
What is the Vitality Optimiser Programme?
Vitality encourages healthy living and rewards you through their Optimiser Programme. By actively engaging in your health journey, you can receive the best available premiums and a host of discounts and rewards.
Premium Benefits
You can add Optimiser to any personal protection plan and receive up to 30% lower premiums. For whole-of-life plans, the discount can be up to 40%.
Vitality Status and Premium Adjustments
Your premium changes annually based on your Vitality Status:
– Bronze: +2.5%
– Silver: +1.5%
– Gold: +0.5%
– Platinum: No change
How to Earn Vitality Points
You can earn points through various activities:
– Engagement with the Vitality App (e.g., Online Health Review)
– Mindful activities using apps like Headspace
– Using a fitness tracker (Apple Watch, Fitbit) for steps, heart rate, workouts
– Gym membership at partner gyms (Nuffield Health, PureGym, Virgin Active)
– Healthy eating and attending Weight Watchers workshops
– Regular check-ups and preventive care (e.g., vaccinations, eye tests, dental visits)
Vitality Rewards and Discounts
All customers have access to Vitality Rewards, which include discounts on gym memberships, travel, health checks, and screenings. If your premium is £45 or above (single life) or £60 (joint life), you gain extra benefits such as cinema tickets. Rewards and discounts can change and this information is only valid on the date of publication.
Contact Us
For more information on our services and to discover if VitalityLife meets your needs, please contact us:
📞 Phone: 01455 63 61 63 https://onerooffinancial.co.uk/contact/
The information contained within this blog was correct at the time of publication (04/08/2025), and is subject to change.

