Blog written 28/08/2024
Vitality core purpose is to make people healthier, and to enhance and protect their lives. Their view is, the more you look after your health, the more likely you are to stay healthy.
Vitality give you the option to not only be encouraged to stay healthy, but also be rewarded through their Vitality Programme called ‘Optimiser’. You will receive the best available premium by taking steps to keep your premiums low, as well as a number of discounts and rewards.
You can add Optimiser to any of your personal protection plans, and you can receive up to 30% lower premiums. For whole of life plans it’s up to 40% lower premiums. To keep premiums low, you need to gain points which count towards your Vitality Status; depending on your status depends on how much your premium changes each year: Bronze +2.5%. Silver +1.5%, Gold +0.5%, Platinum 0%.
You gain points in many different ways:
Engagement with the Vitality App– completing different reviews and declarations on the app gives you points, for example taking the Online Health Review. Taking part in mindful activities like using the Headspace app for activities such as meditation.
Using a Tracker– wearing a tracker such as an Apple Watch or Fitbit. Contributing factors to earn points are steps (the more daily steps, the more points), heart rate monitor, workouts.
Gym Membership– being a member at one of Vitality’s partner gyms (Nuffield Health, PureGym, Virgin Active Gym).
Eating Well– attending Weight Watchers workshops, losing weight and reaching weight goals.
Regular Check-Ups/ Prevention: completing certain vaccinations, check-ups such as eye tests and dental.
Vitality Rewards and discounts:
As standard, Vitality offer all customers access to ‘Vitality Rewards’. This programme offers a range of discounts on gym memberships, travel, health checks and screenings.
When you optimise your plan, if your premium is £45 or above single life, or £60 joint life, you will gain extra benefits including Cinema Tickets.
For more information on our services and to discover if VitalityLife meets your needs, please contact us on 01455 63 61 63. https://onerooffinancial.co.uk/contact/
The information contained within this blog was correct at the time of publication (28/08/2024), and is subject to change.
