Blog written 13/11/2023 Here’s a glossary of some of the most common phrases you will hear when taking out a new mortgage. Understanding Mortgage Terminology, Loan to Value (LTV) This is the percentage of your mortgage loan when compared to the purchase price or value of the property that you are borrowing against. For example, […]
Blog written 30/08/2023 Build your dream home. Have you always dreamed of building your own home? A self-build mortgage could help your dream become a reality. We understand that mortgages can be confusing especially with the added complexity of building a house and complying with different regulations & agencies. We can help you to understand […]
Blog written 24/08/2023 In this blog we provide some basic information about the shared ownership scheme. We can provide advice on the mortgage element only. We cannot advise on the suitability of the scheme. Shared ownership mortgages: What is Shared Ownership? Shared Ownership is a housing scheme which allows you to purchase a share of […]
Blog written 01/08/2023 There are different mortgage products types to consider when taking out a mortgage. Which product we recommend would be dependent on your individual circumstances. This blog explains each product type in detail. Mortgage Product Types: Fixed Rate of Interest (Provides certainty): This product has a fixed interest rate for a pre-set period […]
Blog written 05/07/2023 Buy to Let Mortgages is when you buy a property with the intention to rent it out. You become the landlord of that property, and the people living in it become your tenants. You can rent out the property either privately, or through a letting agent who you pay fees to for […]
Many of you may not be aware that around 70% of all mortgages are now done through a broker such as ourselves. We thought it would be a good idea to give our blog readers some top tips on what to look out for when appointing a mortgage adviser.