Buy to Let Mortgage

A buy to let mortgage is when you buy a property with the intention to rent it out. You become the landlord of that property, and the people living in it become your tenants.   You can rent out the property either privately, or through a letting agent who you pay fees to for overseeing the […]

Shared Ownership Mortgages: 

Shared ownership Mortgages

In this blog we provide some basic information about the shared ownership scheme. We can provide advice on the mortgage element only. We cannot advise on the suitability of the scheme.  What is Shared Ownership?   Shared Ownership is a housing scheme which allows you to purchase a share of a property (between 10% and 75% […]

Mortgage capacity service 

Mortgage capacity service

Introducing our mortgage capacity service. If you need to know how much you can borrow on a mortgage to support you in a court hearing or as part of mediation when separating, we are here to help.   Mortgage capacity service. What can we offer:  We provide a specific service for those needing to know their […]

Children’s Critical Illness Cover 

Many parents experience a decrease in earnings when their child is diagnosed with a serious illness. Sometimes one parent has to stop working altogether to become a full time carer.   Additional monthly expenses may also be incurred by parents while their child is going through treatment; for things such as hospital parking, food, & travel. […]

Home Insurance and the Add-Ons Explained  

Home insurance and the add-ons explained

Ensuring that you have good quality home insurance in place can be difficult, as this type of cover can be confusing. This blog will break down all the elements of home insurance, and the add-ons available.   Your home is your sanctuary, and it should be protected appropriately. Defaqto is an independent service that compares financial […]

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