What is Family Income Benefit?
When planning for the future, it’s essential to consider how your family would cope financially if you were no longer around. One way to provide financial security is by taking out family income benefit which is a type of life insurance policy. This type of policy ensures that your loved ones receive a steady income […]
What is the difference between decreasing and level life insurance?
When taking out life insurance you will have the option of choosing between decreasing and level cover. This blog explains the main differences. Decreasing Term Insurance The sum insured reduces over time. This is commonly used to protect a repayment mortgage. With a repayment mortgage, the mortgage loan reduces with each payment made. With decreasing […]
Met Life Accident Cover
We are delighted to have access to Met Life’s accidental protection policy called EverydayProtect. This policy is not suitable for everyone, so taking advice is key. This blog explains some of the key features of the Met Life EverydayProtect policy: Benefits for Broken Bones *Not all bones are covered. Benefits for UK Hospital Stays Benefits […]
Understanding Mortgage Terminology
Navigating the world of mortgages can feel like learning a new language. But fear not! We’ve got you covered with this handy glossary to help you understand the key terms. Loan to Value (LTV) Loan to Value, often abbreviated as LTV, is a measure of the amount you need to borrow compared to the value […]
Things to Remember When Moving House
Moving into a new house can be stressful with so many things to do and remember. Here are some items to add to your to-do list that you may not have thought of: Start Packing Early Start packing away items that you don’t need every day as early as possible. This means fewer things to […]