We are delighted to have access to Met Life’s award winning Childshield policy.
Until now, a parent has had to take out cover for themselves to protect their children. Because it is not always possible for a parent to secure protection, Met Life launched Childshield which is a genuine stand-alone product to protect children.
Childshield can help you cope financially by providing a lump sum benefit if your child suffers a broken bone as a result of an accident, is hospitalised as an in-patient for 24 hours or more, or is diagnosed with a serious condition as defined in the terms & conditions.
Below are some of the key facts & features of the Met Life Childshield policy:
- Covers children from birth to the age of 22
- There is no limit to the number of children covered
- Benefits for Broken Bones
- Benefits for UK Hospital Stays
- Benefits for specified medical conditions such as cancer
Is Childshield Expensive?
At the date of this blog, the cost of cover is either £6 per month for the standard policy or £11 per month for Childshield Plus. Met Life can review the cost of cover under specific circumstances and/or every 5 years. Any change in premium is not based on the policy holder’s individual circumstances.
Important notes
- This policy type is a ‘pure protection’ product and has no cash-in value at any time.
- If you stop paying the required premiums, the cover will lapse.
- It covers the policy holder’s children and not the policy holder.
- The plan may have other limitations & exclusions.
- Taking professional advice is key.
- We will explain the key facts to you before proceeding.
Want more information?
To speak to an adviser please call us on 01455 63 61 63 or book an appointment. We never charge a fee for protection advice. https://onerooffinancial.co.uk/contact/
Blog written 09/04/2025
The information contained within this blog was correct at the time of publication (09/04/2025), and is subject to change.
